Detached Homes for Sale in Waterloo
Over $1.5M
Fully freehold land + structure. Highest long-term appreciation, full renovation flexibility, and the strongest move-up buyer demand in the Ontario market. Median list price in Waterloo this band: $1.57M · 55 active · avg 41 days on market.
55 active · median $1.57M
Sent within 1 business hour with today's 3.95% 5-yr fixed rate.
Detached Homes in Waterloo Over $1.5M
55 active · median $1.57M
Median List Price
$1.57M
Active Listings
55
Avg Days on Market
41 days
YoY Change
-5.8%
6-Month Median Price Trend
Dec
$1.56M
Jan
$1.55M
Feb
$1.53M
Mar
$1.57M
Apr
$1.51M
May
$1.60M
What is the average detached price in Waterloo in 2026?
The benchmark price for a detached in Waterloo in 2026 is approximately $1.57M based on the latest CREA MLS® HPI release. Within the over $1.5m band there are currently 55 active listings, moving in an average of 41 days on market. Prices are down 5.8% year-over-year.
Is Waterloo a buyer's or seller's market right now?
Waterloo is currently a buyer's market for detacheds in this band. Listings are sitting 41 days on average and prices are 5.8% lower year-over-year. Buyers have negotiating leverage on price, closing date, and condition periods.
Families helped in Waterloo
32+
Licensed Mortgage Brokerage
Pineapple Financial · LIC #12830
“Six months in Canada and they got us approved with 10% down. Could not believe how fast it moved.”
What $1.57M gets you in Waterloo.
Detacheds in Waterloo priced over $1.5m are tracking against a CREA MLS® HPI benchmark of $774K for the kitchener waterloo area. Within this band the median list comes in near $1575K — down 5.8% year-over-year. Active inventory is moving in roughly 41 days.
Typical Size
1,800–3,500 sqft
Bedroom Range
3–5 bedrooms
Ownership Style
freehold
Sample comparables in this band.
$1.46M
$1.66M
$1.54M
Sample comparables only — request the live MLS report for current availability and pricing.
Where these detached homes are clustered in Waterloo.
Keep exploring Waterloo.
Other price ranges
Other property types
Waterloo Detached FAQ
What is the median price for detached homes in Waterloo over $1.5m?
As of 2026-05-01, the median list price for detached homes in Waterloo priced over $1.5m sits at approximately $1.57M based on active MLS inventory.
How many detached homes are currently for sale in Waterloo in this price range?
There are roughly 55 active detached homes for sale in Waterloo priced over $1.5m. Inventory typically refreshes weekly via the local MLS board.
How long do detached homes stay on the market in Waterloo?
Detached Homes in Waterloo priced over $1.5m are averaging 41 days on market. That gives buyers time to compare options and negotiate condition removal periods.
Are Waterloo detached prices going up or down?
Year-over-year median detached prices in Waterloo (this band) are down 5.8%. Six-month trend data is available on this page.
What mortgage do I need to buy a detached at this price in Waterloo?
On a $1.57M purchase with 20% down, you'd carry a mortgage of about $1.26M. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $7,700 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.
Get the Live List — 55 active, median $1.57M.
Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Waterloo advisor within 1 business hour.
Detached Homes in Waterloo Over $1.5M
Median $1.57M · 55 active · 3.95% 5-yr fixed
Get pre-approved for a $1.26M mortgage.
Based on $1.57M median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.