Semi-Detached Homes for Sale in Niagara-on-the-Lake
$1M – $1.5M

Today: 5-yr fixed from 3.95% · 5-yr variable from 3.50%

Freehold ownership at a meaningful discount to fully-detached. Common in mature transit-served corridors and a perennial first-time-buyer favourite. Median list price in Niagara-on-the-Lake this band: $1.05M · 56 active · avg 32 days on market.

Get the live list

56 active · median $1.05M

Sent within 1 business hour with today's 3.95% 5-yr fixed rate.

Semi-Detached Homes in Niagara-on-the-Lake $1M – $1.5M

56 active · median $1.05M

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Median List Price

$1.05M

Active Listings

56

Avg Days on Market

32 days

YoY Change

-8.3%

6-Month Median Price Trend

Dec

$1.05M

Jan

$1.04M

Feb

$1.03M

Mar

$1.06M

Apr

$1.02M

May

$1.07M

What is the average semi-detached price in Niagara-on-the-Lake in 2026?

The benchmark price for a semi-detached in Niagara-on-the-Lake in 2026 is approximately $1.05M based on the latest CREA MLS® HPI release. Within the $1m – $1.5m band there are currently 56 active listings, moving in an average of 32 days on market. Prices are down 8.3% year-over-year.

Is Niagara-on-the-Lake a buyer's or seller's market right now?

Niagara-on-the-Lake is currently a balanced market for semi-detacheds in this band. Inventory is turning over in 32 days with prices down 8.3% year-over-year. Neither side has decisive leverage right now.

Families helped in Niagara-on-the-Lake

8+

Licensed Mortgage Brokerage

Pineapple Financial · LIC #12830

Bidding war with three other offers. Their pre-approval letter made our offer credible enough to win.
Wei H., First-time buyer, Niagara-on-the-Lake

What $1.05M gets you in Niagara-on-the-Lake.

Semi-Detacheds in Niagara-on-the-Lake priced $1m – $1.5m are tracking against a CREA MLS® HPI benchmark of $601K for the niagara region area. Within this band the median list comes in near $1050K — down 8.3% year-over-year. Active inventory is moving in roughly 32 days.

Typical Size

1,400–2,400 sqft

Bedroom Range

3–4 bedrooms

Ownership Style

freehold

Sample comparables in this band.

Old Town, Niagara-on-the-Lake

$1.13M

3 bed3 bath2,300 sqft
Virgil, Niagara-on-the-Lake

$1.12M

3 bed3 bath2,070 sqft
St. Davids, Niagara-on-the-Lake

$1.04M

4 bed3 bath2,070 sqft

Sample comparables only — request the live MLS report for current availability and pricing.

Where these semi-detached homes are clustered in Niagara-on-the-Lake.

Niagara-on-the-Lake Semi-Detached FAQ

What is the median price for semi-detached homes in Niagara-on-the-Lake $1m – $1.5m?

As of 2026-05-01, the median list price for semi-detached homes in Niagara-on-the-Lake priced $1m – $1.5m sits at approximately $1.05M based on active MLS inventory.

How many semi-detached homes are currently for sale in Niagara-on-the-Lake in this price range?

There are roughly 56 active semi-detached homes for sale in Niagara-on-the-Lake priced $1m – $1.5m. Inventory typically refreshes weekly via the local MLS board.

How long do semi-detached homes stay on the market in Niagara-on-the-Lake?

Semi-Detached Homes in Niagara-on-the-Lake priced $1m – $1.5m are averaging 32 days on market. That gives buyers time to compare options and negotiate condition removal periods.

Are Niagara-on-the-Lake semi-detached prices going up or down?

Year-over-year median semi-detached prices in Niagara-on-the-Lake (this band) are down 8.3%. Six-month trend data is available on this page.

What mortgage do I need to buy a semi-detached at this price in Niagara-on-the-Lake?

On a $1.05M purchase with 20% down, you'd carry a mortgage of about $840K. At today's qualifying rate (~5.45%) on a 25-year amortization, that's roughly $5,133 / month before taxes and insurance. Use the IndiBrick affordability calculator to model your specific scenario.

Step 1 · See Inventory

Get the Live List — 56 active, median $1.05M.

Live MLS inventory + today's rate (3.95% 5-yr fixed) sent by a licensed Niagara-on-the-Lake advisor within 1 business hour.

Semi-Detached Homes in Niagara-on-the-Lake $1M – $1.5M

Median $1.05M · 56 active · 3.95% 5-yr fixed

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Step 2 · Lock in financing

Get pre-approved for a $840K mortgage.

Based on $1.05M median list × 20% down. Compare offers from 50+ Canadian lenders. No hard credit check. Pre-approval letter within 1 business hour — same letter sellers see in multi-offers.

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